Disclosures

This website was prepared by Investable Wealth Management, Inc. (“Adviser”). The Adviser is registered as an investment adviser with the US Securities and Exchange Commission (“SEC”). Registration with the SEC alone does not imply a certain level of skill or training. Please visit the SEC’s website at https://adviserinfo.sec.gov/firm/summary/333290 to see the Adviser’s Form ADV(part 1)(part 2) and Form CRS, which contain important disclosures, including further disclosures about material conflicts of interest, risks, and limitations associated with the Adviser. If you have any questions about this website, please visit our Help Center or contact us at support@myinvestable.com. Any reference to past performance is not indicative of future results.

This website was prepared and intended for investors who are capable of understanding the risks associated with the investments and strategies described herein. The views and opinions expressed throughout this website are those of the portfolio management team at the time of writing, are subject to change based on market, economic and other conditions.

Certain financial instruments and transactions give rise to substantial risk and are not suitable for all investors. Depending on your specific investment objectives and financial position, the investments and strategies discussed throughout this website may or may not be suitable for you. It is up to you to weigh any decision carefully. You should independently evaluate any investments and strategies discussed on this website, and consult your business advisor, attorney, and tax and accounting advisors with respect to the price, suitability, value, risk, and/or general appropriateness of an investment or strategy. The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives.

Certain information and figures contained herein have been obtained from third party sources that are considered to be reliable, but the Adviser makes no representations or guarantees as to the accuracy or completeness of this information or data.

Certain material risks generally associated with the Adviser’s strategies and managed accounts are described below. Investors should be aware that this is not an exhaustive list of risks related to investing with the Adviser, and some of these risks may only apply to certain strategies.

Investable reserves the right to offer different pricing options to customers and fees charged may vary by client. For more details on Investable’s fee structure(s), please refer to our Form ADV.

INVESTMENT RISKS

RISK OF LOSS

Investing in securities involves risk of loss, including possible loss of principal, that investors should be prepared to bear. There is no guarantee that any investment strategy will meet its objective.

MARKET RISK

Investing in securities involves risk that the overall market will perform poorly or that the returns from the securities in which a client invests will underperform returns from the general securities markets or other types of investments. The value of investments will go up and down, sometimes rapidly and drastically, particularly in response to global events, such as health crises, war, economic cycles, political disruption, and pandemics.

ASSET ALLOCATION RISK

An account’s investment performance depends, at least in part, on how its assets are allocated and reallocated among asset classes. Such allocation could focus on asset classes or investments that perform poorly or underperform other asset classes or available investments.

CONCENTRATION RISK

Concentrating investments potentially increases the risk of loss because the securities of many or all of the companies may decline in value due to developments adversely affecting the industries in which they operate.

FOCUSED INVESTMENT RISK

An account that invests a substantial portion of its assets in a particular market, industry, group of industries, country, region, group of countries, asset class or sector generally is subject to greater risk than an account that invests in a more diverse investment portfolio. In addition, the value of such an account is more susceptible to any single economic, market, political or regulatory occurrence affecting, for example, that particular market, industry, region or sector. This is because, for example, issuers in a particular market, industry, region or sector often react similarly to specific economic, market, regulatory, or political developments.

HYPOTHETICAL PERFORMANCE

Hypothetical performance is derived from model strategy portfolios and is backtested by the application of each strategy’s historical total return data. The strategies were not actually used to manage any actual client assets during these time periods. Hypothetical performance results have many inherent limitations, some of which are described below. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown. In fact, there are frequently sharp differences between hypothetical performance results and the actual results subsequently achieved by any particular investment program. One of the limitations of hypothetical performance results is that they are generally prepared with the benefit of hindsight. In addition, hypothetical performance does not involve financial risk, and no hypothetical performance record can completely account for the impact of financial risk in actual investing. For example, the ability to withstand losses or to adhere to a particular investment program in spite of investment losses are material points which can also adversely affect actual performance results. There are numerous other factors related to the markets in general or to the implementation of any specific investment program which cannot be fully accounted for in the preparation of hypothetical performance results and all of which can adversely affect actual performance results. Because there are no actual investment results to compare to the hypothetical performance results, customers should be particularly wary of placing undue reliance on these hypothetical performance results. Hypothetical or backtested performance results are not indicative of actual future results.